More than 43 million students and graduates have student loan debt, and with the high cost of post-secondary education, that number will continue to grow.

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ACS Education Services offers student loan repayment services and customer care services to consumers. This term describes the addition of interest to the principal loan amount borrowed from a loan.

ACS helps process payments, answer questions, apply deferments for qualifying customers and numerous other services. As soon as the private student loan funds are dispersed, the interest accrual begins.

Citi Student Loans provides materials and a step-by-step process of how to pay off student loans.

It also offers multiple repayment plan options and methods of payment options to ensure that it is convenient for each customer.

Wells Fargo is one of the largest banks in the United States.

It backs a variety of federal student loans as well as offering private loans to students who need additional financial aid beyond the maximum federal allowance.

Educational Funding Company, founded in 1967, is dedicated to serving fitness, martial arts and health-related businesses.

They offer innovative solutions and billing, marketing and business advisory services.

Students can choose from federal or private loans, or they may take out both.