Nearly every business has had the frustrating experience of having money owed them for work they have done or credit they've extended. Consolidated Recovery Group is a commercial collection agency located in Escondido, California, just north of America's Finest City, San Diego.

You've tried going through the process to collect the debt yourself. We concentrate strictly on business accounts which means we do not accept any new clients with retail or consumer files.

Some agencies limit their counseling services to homeowners with FHA mortgages, but many offer free help to any homeowner who’s having trouble making mortgage payments.

Ask whether additional fees would be assessed for these changes, and calculate how much they total in the long term.

If you and your lender can’t work out a plan, contact a housing counseling agency.

C., chuckles as he recalls pulling a pony out of a 30-foot well after it had slipped through some boards. But with the rewards came rising equipment costs, slim towing rates paid by motor clubs and, of course, frequent middle-of-the-night...

Are you worried about losing your home or your car? Many people face a financial crisis at some point in their lives.

Next, list the expenses that vary — like groceries, entertainment, and clothing.

Writing down all your expenses, even those that seem insignificant, is a helpful way to track your spending patterns, identify necessary expenses, and prioritize the rest.

Computer software programs can be useful tools for developing and maintaining a budget, balancing your checkbook, and creating plans to save money and pay down your debt.

Contact your creditors immediately if you’re having trouble making ends meet.

Most automobile financing agreements allow a creditor to repossess your car any time you’re in default. If your car is repossessed, you may have to pay the balance due on the loan, as well as towing and storage costs, to get it back.

If you can't do this, the creditor may sell the car.

Collectors may not harass you, lie, or use unfair practices when they try to collect a debt.